Insurance Disclosure Brochure Download link, Facebook This link will open in a new window, Twitter This link will open in a new window, Youtube This link will open in a new window, HSBC Cash Rewards Mastercard® credit card Student Account, Information for Real Estate Professionals, Research backgrounds of brokers and firms for free by visiting FINRA's BrokerCheck™ website, Careers, media, investor and corporate information, Flexible premium payments - Investment performance can create payment flexibility – though poor performance may require additional premiums, Control over investment options, in which you can allocate a portion of your premiums: you can choose from a variety of assets which offer different levels of risk and growth potential, You may be guaranteed a minimum growth rate by the issuing insurance company*, Tax-deferred earnings and tax-free transfers within the separate account, Greater growth (and risk) potential than whole life insurance. HSBC Expat is a division of HSBC Bank plc, Jersey Branch: HSBC House, Esplanade, St. Helier, Jersey, JE1 1HS. California license #: OD36843. Choose the insurance policy that's right for your life stage. HSBC Expat is a division of HSBC Bank plc, Jersey Branch. Expat Term Life Insurance is life insurance designed to protect your family should you die whilst residing in a different country to the one you currently live in. Stay ahead of global trends with the latest investment insight and foreign exchange market updates. HSBC Hong Li Nian Nian Ying Annuity Insurance – Type C (Participating) provides a long term stable income for your retirement life as well as protection to your family, enabling you and your family to share in the business growth results of HSBC Life Insurance Company Limited ("the Company"). FCs, ICs, and HNWRMs focus on a full suite of High Net Worth, Jade, Premier and Advance products and services. The HSBC guide to choosing life insurance details key considerations for every stage of your life, so you can make informed decisions about your insurance options. As part of our Permanent life insurance portfolio, whole life insurance provides the security of coverage throughout your lifetime, and a death benefit provided by the issuing insurance company for your heirs. In Abu Dhabi you need medical insurance to get a residence visa. The study, released in early January by HSBC Expat, the offshore banking arm of HSBC Group, analysed the views of more than 22,000 global professionals on measures such as work-life … Explore our money saving foreign exchange offers and get the forex deal you want. Persons accessing these pages are required to inform themselves about any relevant restrictions and observe them. If you need to make a claim on an existing policy, other than Premier Travel Insurance or HSBC Insurance Aspects please contact HSBC UK Bank plc*. Level term cover and decreasing term cover. HSBC Bank plc, Jersey Branch is regulated by the Jersey Financial Services Commission for Banking, General Insurance Mediation, Investment and Fund Services Business. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Because of this, many expats opt for private insurance if it's not provided by their employer. © HSBC Bank USA, N.A. Download our HSBC Expat FX app today to benefit from our best rates. This is way too low for my family to continue in SG. Premiums go toward cost of policy and building the policy's cash value. If you would like to make changes to your Life Insurance Policy, kindly download the relevant form found in this page, fill it out and mail it back to us. Find out more about HSBC's Insurance products and compare cover across medical, travel, car, home and personal safety insurance. The panel includes HSBC expat life insurance and Friends Provident expat life insurance The plans we can offer provide financial protection for your loved ones and pays out in the event of your passing away. Our trained financial professionals can conduct a thorough needs analysis to help you determine what type of life insurance is right for you. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Whole life is an essential tool for long-term estate planning and supplemental income strategies. According to HSBC’s 2017 Expat Explorer survey, newcomers to the U.S. fare well. HSI is an affiliate of HSBC Bank USA, N.A. We are looking for policyholders to claim their unclaimed maturity proceeds. HSBC Singapre will pay S$100,000 on the sad demise of myself. HSBC Life Insurance offers you peace of mind, knowing your loved ones are financially protected if the unexpected happens. Monthly, quarterly, semi-annual or annual premium payments. HSBC Bank plc, Jersey Branch is regulated by the Jersey Financial Services Commission for Banking, General Insurance Mediation, Investment and Fund Services Business. The investment, life insurance or protection products also include those purchased through one of HSBC’s advisers. The value of investments, and any income received from them can fall as well as rise, is not guaranteed and you may not get back the amount you invested. There’s a wide range of policies on the market for everything from income protection, critical illness cover and life insurance to private medical insurance and travel insurance. All other content is provided by expatarrivals.com, Globe Media Ltd and was last updated in October 2020. Known and trusted with policies in English and Spanish. If you require support or have any questions, please get in touch. Although private healthcare in Mexico is cheap, many expats take out medical insurance to cover the cost. ... HSBC Life Variable Annuity (PDF, 322KB) Partial Withdrawal Form - HSBC Life Variable Annuity (PDF, 322KB) Download PDF Download link. A portion of your premium will be applied to the policy's cash value and grow at a minimum rate guaranteed by the issuing insurance company. For … HSBC Bank plc, is registered in England and Wales number 14259. Life Insurance through HSBC Life Insurance plans with critical illness, disability and income protection from Zurich International Life 1 Plans that cover your children against critical illness at no extra cost 2 Portable plans that could move with you 3 And having access to funds and credit can have a large impact. For eligiblity purposes HSBC in the UK excludes M&S Bank, First Direct and HSBC Expat. Medical Insurance . HSBC Insurance (Asia) Limited has entered into an agreement to acquire the remaining equity interest in HSBC Life China, subject to regulatory approval. View our interest rates on our range of savings accounts for expats in up to 19 currencies. This material is issued by HSBC Insurance (Singapore) Pte. *This link may allow you to access another HSBC Group website. For more information, please see our Supported Browsers page. Email us at expat@hsbc.com or call HSBC Premier on +44 1534 616 313 or HSBC Advance on +44 1534 616 212. When you want to accumulate cash inside the policy and plan for your wealth transfer, universal life insurance can provide options to suit your changing financial situation. You can choose to pay for a life insurance policy with a single premium: this can be an efficient method of transferring your assets to your family or charitable organizations. Premiums go toward cost of policy and investment account that you select. All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor. HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group’s insurance underwriting subsidiaries. Variable universal life insurance provides permanent protection with the potential to build cash value through scheduled premium payments, but offers a variety of asset allocation options. With one lump sum payment, you will have a paid-up death benefit provided by the issuing insurance company that will allow you to pre-fund specific legacy goals with confidence. It's easy to share your ideas, stay informed and join the conversation. Cover in Euros or Pounds. All Expat Explorer survey data and all tips (in quotation marks) are provided by HSBC. For the second criteria, in the case of a joint account, at least one of the parties must have an individual annual income of at least £75,000. If you have a friend or family member impacted by the changes, find out how to refer them to HSBC Expat. At HSBC Life, we are here to help you sustain your insurance protection during difficult times. We're here to help you. HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us - and the material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. This will be lower if you're 25, and premiums go up significantly if you're over 65. ... HSBC. License #: OE67746. Your health is one of your most important assets. All offer bank products through HSBC Bank (USA) N.A., investments and certain insurance products, including annuities, are offered through HSBC Securities (USA) Inc. and traditional insurance products are offered through HSBC Insurance Agency (USA) Inc. * Of course, depending upon policy performance and factors such as loans and withdrawals, the policy may require a minimum premium(s) to keep the policy in force. To join HSBC Expat, you must be 18 years or over and meet one of these criteria: hold a minimum of £50,000 (or currency equivalent) with us have a sole salary of £100,000 (or currency equivalent) have already qualified for HSBC Premier in another country Products and services may vary by state and are not available in all states. 2020. HSI is an affiliate of HSBC Bank USA, N.A. Capital at risk. ... Expat Services. Although there remains uncertainty around the Brexit process, we believe HSBC Expat is well placed to continue to provide you with expat banking services. 1 Financial professional refers to Financial Consultants (FCs), Investment Counselors (ICs), and High Net Worth Relationship Managers (HNWRMs). Of course, depending upon policy performance and factors such as loans and withdrawals, the policy may require a minimum premium(s) to keep it in force. Living in Mexico as an expat: HSBC's Expat Country Guide to Mexico can help you with everything you need to know about relocating abroad. Get a quote today. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of this website. In the event of a valid claim, if you have a Decreasing HSBC Life and/or Critical Illness Insurance policy this will cover your outstanding HSBC mortgage balance – regardless of whether or not you take a mortgage repayment holiday – as long as the term and sum assured were in line with your mortgage borrowing when you took out your policy. Please refer to this link published on Life Insurance Association of Singapore (LIA)'s website for details of policy holders who have policies with unclaimed death proceeds or unclaimed maturity proceeds. Your property or home may be repossessed if you do not keep up repayments on your mortgage. Brexit transition period – Please be assured that HSBC Expat will continue to service your banking needs during the Brexit transition period. Take good care of it with our flexible health plans for you and your family. HSBC accepts no responsibility for the accuracy of this information. Expat life insurance can be particularly useful for people who have retired abroad but have inheritance tax liability from assets held in the UK. HSBC Bank plc, is registered in England and Wales number 14259. Of course, job prospects are a major consideration; almost three-quarters of expats, or 73 percent compared with 54 percent globally, believe the U.S. is a good place for those hoping to boost their career prospects. HSBC ValueTerm is an affordable and flexible life insurance plan that provides comprehensive coverage against death and total and permanent disability. HSI is an affiliate of HSBC Bank USA, N.A. Registered office 8 Canada Square, London, E14 5HQ. It's an excellent way to fund your long-term goals. Research backgrounds of brokers and firms for free by visiting FINRA's BrokerCheck website. Earnings potential The issuing insurance company may guarantee a minimum growth rate on the cash value of the policy in some cases. Flexible protection You have flexibility to choose the amount of protection best suited to your family. HSBC Expat is a division of HSBC Bank plc, Jersey Branch. Investment, Annuity and Insurance Products: ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES. Limited. With new investments and international financial expertise. Find the answers and while you're at it, tell us how we could do better. All Rights Reserved. The investment, life insurance or protection products also includes those purchased through one of HSBC's advisers. Get up to 40% first year premium discount * for HSBC Life insurance plans from now till 31 December 2020. The earlier you buy whole life, typically the lower the premium. Cover From £10K to £1.5M. can help you select sound options for every stage of your life. Follow HSBC Expat on Facebook This link will open in a new window, Follow HSBC Expat on Twitter This link will open in a new window, Follow HSBC Expat on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, Find answers to your queries or contact us for further help, View our international offices in Jersey and Hong Kong, Get card services information and support, Media, investor and corporate information. Private healthcare in the UAE is expensive and it’s essential that you have comprehensive medical insurance. For … We offer the best price comparison and significant savings Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Whole life insurance may allow you to build cash value inside the policy while safeguarding your family, should anything happen to you. WorldAware® supports you and your family with international travel safety and security. Products and services may vary by state and are not available in all states. Life insurance from HSBC offers peace of mind, providing financial protection for your loved ones if the unexpected happens. At HSBC Life, we are here to help you sustain your insurance protection during difficult times. Due to essential system maintenance, our online banking, phone banking and mobile banking services (including mobile top-up) will be out of service between 00:00 - 06:00 on Monday 7 December. HSBC Life is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR. A starting point for any cross-border move is recognizing that, in most countries, before a new account can be created, banks need to comply with a variety of government regulations that fall into the category of “know your customer” (“KYC” for short). 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